Brisbane First Home Buyer Mortgage Broker
 Your First Home Made Possible

Helping Brisbane first home buyers navigate the process, secure the right finance, and step confidently into property ownership.

Start Your Application

We Help Brisbane First Home Buyers:

  • Secure pre-approval to know exactly what you can spend
  • Understand government grants and stamp duty concessions
  • Compare first home loan options from over 60 lenders
  • Access low deposit or guarantor loan options
  • Structure repayments to suit your income and lifestyle
  • What You Get With Write Finance
Clear Guidance for First-Time Buyers

Buying your first home comes with a steep learning curve. We explain each step from pre-approval to settlement in plain language, so you can make decisions with confidence.

Local Brisbane Market Knowledge

From North Lakes and Chermside to Carindale, Springfield, and the Bayside, we understand local property values, lender postcode restrictions, and where you may get more competitive valuations.

More Choice, Better Negotiation Power

We compare loans from Australia’s leading banks, credit unions, and specialist lenders to ensure your options aren’t limited by one provider’s policy.

Cash Flow-Friendly Loan Structures

We’ll guide you through fixed, variable, and split loan options, plus offset and redraw features — making sure your repayments work for today’s budget and tomorrow’s plans.

Full Documentation Support

From payslips to government grant applications, we handle the paperwork to avoid delays and give lenders exactly what they need to process your loan faster.

Start Your Application
  • Over 60 Lenders

Access to Australia’s Leading Lenders

We work with a wide network of trusted lenders from the big four banks to specialist providers giving you more choice, better negotiation power, and loan options tailored to your goals.

  • Our Capabilities

Smart Finance Options for Your First Home

First Home Loan Pre-Approvals

Knowing your borrowing limit upfront helps you search with confidence. We arrange pre-approval so you can make offers without second-guessing your budget.

Government Grants & Concessions

We help you navigate the First Home Owner Grant, stamp duty concessions, and any applicable federal schemes, making sure you maximise your entitlements.

Low Deposit & Guarantor Loans

If you don’t have a 20% deposit, we can connect you with lenders offering low deposit options or structure a guarantor loan using equity from a family property.

Our process

01.

Understanding Your Goals

We discuss what you’re looking for suburb preferences, property type, and your ideal budget while making sure your expectations align with the current Brisbane market.

02.

Assessing Your Position

We review your income, savings, liabilities, and deposit to confirm your borrowing capacity. If eligible, we also factor in any available government grants.

03.

Matching You With the Right Loan

We compare first home loan products from our panel of 60+ lenders, considering interest rates, fees, and features that suit your situation.

04.

Ongoing Support Until Settlement

We stay with you until the keys are in your hand coordinating with agents, solicitors, and the bank to keep your purchase on track.

Testimonials

What Our Clients Say

Real feedback from Brisbane buyers, investors, and business owners who’ve partnered with Write Finance.
Joshua Birch
Self Employed Borrower
We can’t thank Mark and the Write Finance team enough for their help securing our home loan. As self-employed borrowers, we were initially unsure of our borrowing position — but after speaking with Mark, everything became clear. His expertise with self-employed home loans made all the difference.Thanks to Mark’s guidance, we had a clear budget from the start and ended up securing unconditional approval in half the settlement period, with zero stress. The entire process was handled professionally, with great communication and no surprises. Highly recommend Mark and his team to anyone — especially if you're self-employed and want clarity, speed, and confidence in your loan approval.
Jaidon Prior
Property Investor
We have been working with Mark for years now, been an absolute pleasure to deal with him and his team. Nothing but the most professional advice. Always quick to answer any question and resolve any issue. No problem is too big or too small. Cannot recommend this team enough.
Taeipo Amosa
First Home Buyer
I met Mark and his team through my partner. He helped me especially as it was my first time buying a home and did not know what I was getting myself into. Many times I became emotional but Mark never judged and kept going with everything. This is the type of person you would like to have helping you, someone despite the challenges, their tone remains the same as when you first met them.Thank you Mark and the team for helping me and my partner out. Very grateful for your hard-work, determination and dedications towards our case.
Meg Wilson
Self Employed Loan
We had the pleasure of working with Mark Tran for our new Home Loan. As Business Owners, our situation is not so simple, there are lots of Brokers who can't help with our setup. Mark worked alongside our Accountant & Book Keeper which allowed us to forget about finance and focus on our new home.That being said, Mark made the process simple and easy. He gave us hours of his time over the course of 6-9 months, was always available on the phone and gave us genuine advice that we trusted. He's also a great guy to chat to! On top of that, we needed the finance between Xmas Eve & 6th Jan. Mark pulled this off, and also recommended a great Solicitor to work with.
Randika Siriwardana
Property Investor
Mark has helped me and several members of my family sort out our mortgage over several years quickly and efficiently. As he's not connected to any particular bank, he will find you the best deal available for your situation. I would highly recommend him to anyone looking for a broker - always highly professional and looking out for your well being.
Joshua Birch
Self Employed Borrower
We can’t thank Mark and the Write Finance team enough for their help securing our home loan. As self-employed borrowers, we were initially unsure of our borrowing position — but after speaking with Mark, everything became clear. His expertise with self-employed home loans made all the difference.Thanks to Mark’s guidance, we had a clear budget from the start and ended up securing unconditional approval in half the settlement period, with zero stress. The entire process was handled professionally, with great communication and no surprises. Highly recommend Mark and his team to anyone — especially if you're self-employed and want clarity, speed, and confidence in your loan approval.
Jaidon Prior
Property Investor
We have been working with Mark for years now, been an absolute pleasure to deal with him and his team. Nothing but the most professional advice. Always quick to answer any question and resolve any issue. No problem is too big or too small. Cannot recommend this team enough.
Taeipo Amosa
First Home Buyer
I met Mark and his team through my partner. He helped me especially as it was my first time buying a home and did not know what I was getting myself into. Many times I became emotional but Mark never judged and kept going with everything. This is the type of person you would like to have helping you, someone despite the challenges, their tone remains the same as when you first met them.Thank you Mark and the team for helping me and my partner out. Very grateful for your hard-work, determination and dedications towards our case.
Meg Wilson
Self Employed Loan
We had the pleasure of working with Mark Tran for our new Home Loan. As Business Owners, our situation is not so simple, there are lots of Brokers who can't help with our setup. Mark worked alongside our Accountant & Book Keeper which allowed us to forget about finance and focus on our new home.That being said, Mark made the process simple and easy. He gave us hours of his time over the course of 6-9 months, was always available on the phone and gave us genuine advice that we trusted. He's also a great guy to chat to! On top of that, we needed the finance between Xmas Eve & 6th Jan. Mark pulled this off, and also recommended a great Solicitor to work with.
Randika Siriwardana
Property Investor
Mark has helped me and several members of my family sort out our mortgage over several years quickly and efficiently. As he's not connected to any particular bank, he will find you the best deal available for your situation. I would highly recommend him to anyone looking for a broker - always highly professional and looking out for your well being.
Joshua Birch
Self Employed Borrower
We can’t thank Mark and the Write Finance team enough for their help securing our home loan. As self-employed borrowers, we were initially unsure of our borrowing position — but after speaking with Mark, everything became clear. His expertise with self-employed home loans made all the difference.Thanks to Mark’s guidance, we had a clear budget from the start and ended up securing unconditional approval in half the settlement period, with zero stress. The entire process was handled professionally, with great communication and no surprises. Highly recommend Mark and his team to anyone — especially if you're self-employed and want clarity, speed, and confidence in your loan approval.
Jaidon Prior
Property Investor
We have been working with Mark for years now, been an absolute pleasure to deal with him and his team. Nothing but the most professional advice. Always quick to answer any question and resolve any issue. No problem is too big or too small. Cannot recommend this team enough.
Taeipo Amosa
First Home Buyer
I met Mark and his team through my partner. He helped me especially as it was my first time buying a home and did not know what I was getting myself into. Many times I became emotional but Mark never judged and kept going with everything. This is the type of person you would like to have helping you, someone despite the challenges, their tone remains the same as when you first met them.Thank you Mark and the team for helping me and my partner out. Very grateful for your hard-work, determination and dedications towards our case.
Meg Wilson
Self Employed Loan
We had the pleasure of working with Mark Tran for our new Home Loan. As Business Owners, our situation is not so simple, there are lots of Brokers who can't help with our setup. Mark worked alongside our Accountant & Book Keeper which allowed us to forget about finance and focus on our new home.That being said, Mark made the process simple and easy. He gave us hours of his time over the course of 6-9 months, was always available on the phone and gave us genuine advice that we trusted. He's also a great guy to chat to! On top of that, we needed the finance between Xmas Eve & 6th Jan. Mark pulled this off, and also recommended a great Solicitor to work with.
Randika Siriwardana
Property Investor
Mark has helped me and several members of my family sort out our mortgage over several years quickly and efficiently. As he's not connected to any particular bank, he will find you the best deal available for your situation. I would highly recommend him to anyone looking for a broker - always highly professional and looking out for your well being.

First Home Buyers FAQ's from a Mortgage Broker

Not always. Many lenders accept deposits as low as 5%, and with the right government scheme, you might not need to pay lenders mortgage insurance (LMI). We’ll help you compare low deposit loans and assess if a guarantor option using a family member’s equity could work for you.

Depending on your purchase price and location, you may be eligible for:

  • First Home Owner Grant – currently up to $30,000 for brand-new properties.

  • Stamp Duty Concessions – reduced or zero transfer duty if you meet the criteria.

  • First Home Guarantee (FHG) – allowing you to buy with as little as 5% deposit without LMI.

We’ll confirm eligibility and guide you through the application process so you don’t miss out on entitlements.

Pre-approval gives you a clear budget before you start house hunting. It also shows sellers you’re serious, which can make your offer stronger in a competitive market. The process involves a lender assessing your income, savings, and credit history before giving you a conditional approval limit.

Yes. Even if your income comes through a business, trust, or multiple contracts, there are lenders who work with self-employed borrowers. We package your application with BAS, tax returns, and other documents so your true income is recognised.

Some common pitfalls include:

  • Relying on one bank’s offer without comparing.

  • Forgetting to budget for costs like building inspections, legal fees, and insurance.

  • Making an offer before securing finance.

A broker can help you avoid these mistakes and keep the process stress-free.

Borrowing power depends on your income, deposit size, expenses, and debts. As a general guide, most lenders cap repayments at a set percentage of your income to ensure you can manage the loan. We’ll run the numbers for you based on current rates and your personal situation.

It depends on your goals.

  • New builds can qualify for higher grants and may have lower maintenance costs in the early years.

  • Established homes often come with more character and established locations, but may not be eligible for certain grants.

We can help you weigh the pros and cons for your budget and lifestyle.

Get started

Take the Next Step with a Brisbane Broker Who Understands First Home Buyers

No pressure
Just clear,
expert guidance

Leave your details and we’ll get in touch to map out your options.

OR REACH US AT:
0416 826 286
mark@writefinance.com.au
89 McLachlan St, Fortitude Valley QLD 4006
4.8/5
5.0
Customer Reviews