Brisbane Finance & Mortgage Broker
Finance That Starts With What You Want to Achieve
Write Finance helps buyers, investors and business owners understand what’s possible, then builds a clear lending plan to get there. Straight advice, access to 60+ lenders and support well beyond settlement.
Your Brisbane Finance & Mortgage Broker
We Show You What’s Possible, Then Build the Plan
As a Brisbane mortgage broker and finance broker, Write Finance helps buyers, investors and business owners find lending options that fit their goals.
Whether you’re buying a home, investing in property or funding your business, we assess your income, explain your options and build a clear plan. You get tailored recommendations, straight advice and ongoing support from your first conversation through to settlement and beyond.
Home Loans & Refinancing
Home Loans
Buy your next home with a loan structure tailored to your budget, income and long-term plans.
Refinancing
Review your current loan to explore a better rate, improve cash flow or access equity for your next move.
Borrowing Power
Understand what you could borrow and what lenders will consider, so you can plan your next step with clarity.
First Home Buyers
Loan Pre-Approvals
Understand your borrowing power and prepare your pre-approval application, so you can search with a clear budget in mind.
Deposit & Grant Guidance
Understand your deposit requirements and explore grants, schemes and concessions you may be eligible for.
First Home Buyer Strategy
Build a clear plan for your first purchase, from preparing your finances and comparing lenders to application and settlement.
Business Lending
Business Lending
Fund an acquisition, manage working capital or support expansion with lending options tailored to your business needs.
Asset & Equipment Finance
Explore finance for vehicles, plant and machinery while keeping your business cash flow in view.
Commercial Property Funding
Explore funding to purchase or refinance commercial property, or release equity to support your next business move.
Self-Employed and
Business Owners
Self-Employed
Home Loans
Explore home loan options that account for how you earn, including sole trader income, company salaries and dividends.
Self-Employed
Refinancing
Review your current lending to explore a better rate, improve cash flow or access equity, with your business income and commitments in view.
Investment Loans for Business Owners
Plan your next property investment with lending options that consider your business commitments, personal income and long-term goals.
Property Investment
Investment Property Loans
Explore lending options for your next investment property, tailored to your income, deposit and portfolio goals.
Using Your Equity
Understand whether equity in your existing property could support your next purchase, and how additional borrowing would affect your repayments.
Portfolio Lending Strategy
Review your loan structure across properties, with a clear view of cash flow, lender requirements and future borrowing plans.
Finance for Business Owners Who Don’t Fit the Standard Bank Template
Business income isn’t always a regular payslip. We look at how your income is earned, how your business is structured and what individual lenders require, then explain the options that may fit your situation.
- Company directors with salary, dividends and retained profits.
- Sole traders whose taxable income does not reflect the full business picture.
- Contractors with project-based or variable income.
- Applicants using multiple entities and trusts.
- How else we can help
Investment Property Loans
Equity Release and Debt Consolidation
Access equity to fund renovations, pay down other debts, or invest elsewhere.
Guarantor Loans
Support family members into the market with structured guarantee options that minimise risk.
Bridging Loans
Manage the transition between buying and selling properties without unnecessary stress.
Loan Health Checks
Review your current setup and make sure it still works in a changing interest rate environment.
- Over 60 Lenders
Access to Australia’s Leading Lenders
We work with a wide network of trusted lenders from the big four banks to specialist providers giving you more choice, better negotiation power, and loan options tailored to your goals.
Why Buyers, Investors and Business Owners Choose Write Finance
We take time to understand your income, priorities and plans, then recommend lending options suited to your circumstances.
We compare major banks, non-banks, and specialist lenders to find solutions that match your structure, income, and property goals not just the lowest advertised rate.
We compare loan structures, repayments, costs and features against your income, cash flow and long-term goals. Where relevant, we work alongside your accountant, solicitor and financial adviser.
From preparing your application to settlement, we coordinate the details, explain each step and keep you informed.
We stay involved beyond settlement with proactive check-ins, regular updates and an annual lending review, so your loan can be reviewed as your income, business and goals change.
How Our Brisbane Lending Process Works
Discovery & Understanding
Financial Position Review
Strategy, Planning & Lender Matching
Application, Management & Ongoing Support
Finance built around where you want to go.
Why us
A Finance Partner Who Looks at the Bigger Picture
Write Finance helps buyers, investors and business owners connect their lending decisions with their longer-term goals.
Led by Mark Tran, we look carefully at your income, commitments and plans before recommending a lending approach. For self-employed borrowers and company directors, that includes understanding business income, financial structures and individual lender requirements.
You get straight advice, tailored options and support beyond settlement. Where relevant, we work alongside your accountant, solicitor and financial adviser to keep your lending plan aligned with the wider picture.
Our Values Shape Every Lending Plan
Partnership
We work with you and your professional advisers to build a lending plan that supports your goals.
Client First
We prioritise your long-term financial position over simply completing a transaction.
Integrity
We give straight answers about your options and limitations, even when the answer is “not yet.”
Excellence
We provide specific, considered advice and take ownership of our recommendations and the work we do for you.
Testimonials
What Our Clients Say
Tailored Advice for Buyers, Business Owners and Investors
We show you what’s possible, then build a clear lending plan around what you want to achieve.
That starts with understanding your income, commitments and longer-term goals. We compare suitable options across our lender panel and explain the differences in policy, structure, costs and repayments.
For self-employed borrowers and business owners, we look carefully at how income is earned and how the business is structured. Where relevant, we work with your accountant and other professional advisers to clarify the information lenders need.
You get straight advice about your options and limitations, including when more preparation is needed. Our support continues beyond settlement, so your lending can be reviewed as your circumstances change.
We work with buyers, investors and business owners across Brisbane and Southeast Queensland.
First Home Buyers
We help you understand your borrowing power, deposit requirements and available grants or schemes, then plan your application and purchase.
Homeowners and Refinancers
We review your lending options when you’re buying your next home, refinancing or considering using equity.
Property Investors
We assess lending options around your income, equity, cash flow and plans for your property portfolio.
Self-Employed Borrowers and Company Directors
We look at how your income is earned and how your business is structured, then assess options against individual lender requirements.
Business Borrowers
We help explore finance for acquisitions, working capital, expansion, vehicles, plant and equipment.
Commercial Property Borrowers
We assess options for purchasing or refinancing business premises and commercial investment property, or releasing equity.
Your interest rate is one part of the overall cost and suitability of a loan. The loan term, repayment type, fees and features such as offset accounts or redraw also affect your repayments and flexibility.
We compare these factors against your income, cash flow and borrowing goals. For self-employed clients and business owners, we also consider how repayments fit around variable income and business commitments. Tax, legal and financial advice should come from your qualified advisers.
Yes. We help business owners explore lending options for acquisitions, working capital and expansion, as well as asset and equipment finance for vehicles, plant and machinery.
We also assist with commercial property funding for purchase, refinancing or equity release. We review your business income, commitments and funding purpose, then explain suitable options, costs and lender requirements.
The options available depend on your financial position, supporting documents and individual lender criteria.
Loan & Strategy Support
No. We are accredited with over 60 lenders, including major banks (such as CBA, NAB, ANZ, Westpac), second-tier lenders (like Macquarie, ING, Suncorp), and non-bank specialists (like Pepper, Liberty, and Bluestone). This gives us the flexibility to match your situation with the right lender—not just the one with the lowest headline rate. In Queensland’s current housing market, where competition is high and valuations can be unpredictable, access to a wider panel means more options when it matters. We review lender policies weekly and stay on top of changes to interest rate margins, assessment buffers, and product eligibility so you can make informed choices.
Eligible first-home buyers may be able to access government grants, deposit schemes or transfer duty concessions. Availability depends on current program rules, your circumstances and the property you intend to buy. We help you understand the relevant requirements and how these options may fit into your home loan application.
Yes. Our support doesn’t stop when the loan settles. We proactively check in at key milestones—such as fixed rate expiry, annual anniversaries, or changes to your income. If your circumstances change, we’re here to help restructure, refinance, or explore new opportunities. Many of our long-term clients come back when they’re ready to invest again, upgrade their home, or restructure as their business grows. We also offer loan health checks to ensure your loan remains aligned with your financial goals and the broader market.
Getting started with your home loan
No. Our initial consultation is complimentary and designed to give you clarity. We’ll assess your goals, review your financial position, and explain how we work. If you choose to proceed, we provide a credit quote that outlines how we’re paid (typically by the lender upon loan settlement) and any fees that may apply—although in most cases, there are no out-of-pocket costs to you.
You can begin by booking a quick phone call or submitting your details via our website. Once we understand your needs, we’ll guide you through next steps, including the required documentation and timelines. We use secure digital tools to collect your data, making the process efficient and private.
Most lenders require ID, income verification, and asset/liability statements. For PAYG employees, that usually means recent payslips, bank statements, and a group certificate. For self-employed clients, we may need your latest tax returns, BAS, profit and loss statements, and sometimes an accountant’s declaration. If you’re applying under a government scheme, we’ll also need evidence of eligibility and compliance with property criteria. We’ll give you a tailored checklist once we’ve mapped out your strategy.
- Your Brisbane Lending Advantage
Finance Advice That Understands How Brisbane Buyers Borrow
Brisbane’s property market moves quickly, and lending policies change just as fast. You need a broker who understands the nuances of Brisbane postcodes, how your income is assessed, and which lenders are offering real value right now. We help home buyers, investors, and self-employed clients navigate competitive conditions with tailored lending strategies backed by local insight. From first home finance in Redlands to investment lending in North Brisbane, our role is to make the entire process clearer, faster, and structured for long-term success.
- Brisbane Home Loan Guidance You Can Trust
Your borrowing capacity depends on your income, living expenses, existing debts, deposit and the lender’s assessment policies. The property you intend to buy can also affect the available lending options.
We review your circumstances and compare lender assessments to estimate your borrowing range. For self-employed applicants, this includes reviewing business income and supporting documents. Any estimate is indicative and remains subject to lender assessment and approval.
Most borrowers need standard ID and income documents, but Brisbane lenders often request extra verification depending on your job type and suburb.
Standard documents:
- ID (DL + Medicare/Passport)
- 2× payslips
- 3 months of bank statements
- Proof of deposit
- Tax returns & NOA (if required)
Additional documents common for Brisbane borrowers:
- Rental statements (high rent yields across Brisbane mean lenders check this closely).
- BAS statements for small business owners (very common across SEQ).
- Employment contracts (especially in health, construction, and education).
- Childcare or school fee evidence a major influence on serviceability in family suburbs.
Why documentation matters:
Complete and accurate documents help lenders assess your application and can reduce unnecessary back-and-forth. We’ll explain which documents are required for your circumstances.
Eligible first-home buyers may be able to access government grants, deposit schemes or transfer duty concessions. Availability depends on current program rules, your circumstances and the property you intend to buy. We help you understand the relevant requirements and how these options may fit into your home loan application.
Banks offer one set of products.
A Brisbane mortgage broker gives you choice, strategy, and long-term support.
Why Brisbane borrowers get better outcomes with a broker:
- Access to 60+ lenders, including those specialising in self-employed and low deposit options.
- We match your situation to lenders with the best policies for your postcode.
- We negotiate discounts, cashback offers, and annual reviews.
- You get strategic advice, not a single bank’s sales target.
We compare rates, fees and loan features to assess whether another option may better suit your circumstances.
We help you understand which government grants, deposit schemes and concessions may apply to your circumstances. Eligibility depends on current program rules, your situation and the property you intend to buy. We’ll explain the relevant requirements as part of your home loan enquiry.
Approval timeframes vary by lender, application complexity and document completeness. We’ll explain the expected timeframe for your application, help prepare the required documents and keep you updated as it progresses.
Areas We Help
- Brisbane City
- Fortitude Valley
- Spring Hill
- New Farm
- Teneriffe
- Bowen Hills
- Petrie Terrace
- Kelvin Grove
- Herston
- Newstead
- Woolloongabba
- Highgate Hill
- West End
- South Brisbane
- Kangaroo Point
- Albion
- Ascot
- Clayfield
- Hendra
- Windsor
- Wilston
- Grange
- Gordon Park
- Kedron
- Wavell Heights
- Lutwyche
- Wooloowin
- Stafford
- Stafford Heights
- Chermside
- Chermside West
- Aspley
- Zillmere
- Geebung
- Virginia
- Northgate
- Nundah
- Banyo
- Boondall
- Nudgee
- Nudgee Beach
- Sandgate
- Shorncliffe
- Deagon
- Bracken Ridge
- Fitzgibbon
- Carseldine
- Taigum
- Annerley
- Fairfield
- Yeronga
- Yeerongpilly
- Moorooka
- Tarragindi
- Holland Park
- Holland Park West
- Greenslopes
- Coorparoo
- Camp Hill
- Carina
- Carina Heights
- Carindale
- Cannon Hill
- Morningside
- Seven Hills
- Bulimba
- Hawthorne
- Norman Park
- East Brisbane
- Woolloongabba
- Mount Gravatt
- Mount Gravatt East
- Upper Mount Gravatt
- Mansfield
- Wishart
- Rochedale
- Eight Mile Plains
- Sunnybank
- Sunnybank Hills
- MacGregor
- Robertson
- Acacia Ridge
- Archerfield
- Algester
- Calamvale
- Pallara
- Parkinson
- Doolandella
- Durack
- Inala
- Forest Lake
- Toowong
- Taringa
- Indooroopilly
- St Lucia
- Fig Tree Pocket
- Chapel Hill
- Kenmore
- Kenmore Hills
- Brookfield
- Upper Brookfield
- Pullenvale
- Pinjarra Hills
- Moggill
- Bellbowrie
- Mount Coot-tha
- Bardon
- Paddington
- Red Hill
- Ashgrove
- The Gap
- Balmoral
- Bulimba
- Hawthorne
- Morningside
- Murarrie
- Tingalpa
- Manly
- Manly West
- Wynnum
- Wynnum West
- Lota
- Wakerley
- Ransome
- Gumdale
- Belmont
- Carindale
- Chandler
Get started
Let’s Talk About What You Want to Achieve
Straight Advice. A Clear Next Step.
