• Brisbane tradie home loan specialists

Mortgage Broker for Tradies

Write Finance helps tradies secure home loans with clear strategy, strong documentation, and lender selection tailored to self-employed income, ABN structures, and how your work actually runs day to day.

Get Expert Tradie Lending Advice
  • What You Get With Write Finance
Tradie Lending Strategy

Home loans for tradies go beyond basic approval. We structure tradie home loans around your ABN income, cash flow, and long-term goals, whether you're buying your first home, refinancing, or building a property portfolio.

Brisbane Tradie Market Knowledge

Lender decisions for tradies depend on income consistency, time in business, and trade type. From electricians to builders and plumbers, we understand how lenders assess self-employed tradies across Brisbane and surrounding areas.

Access to 60+ Residential & Specialist Lenders

We compare more than 60 lenders, including major banks and specialist lenders offering low doc loans for tradies. This gives you access to flexible loan options designed for self-employed income and ABN-based applications.

Loan Structures Built for Tradies

We design loan structures that reflect how tradies earn, including low doc loans, ABN home loans, and flexible repayment options. This helps manage fluctuating income, seasonal work, and long-term financial stability.

Tradie Loan Documentation, Handled

Home loans for tradies require the right documentation to meet lender criteria. We help organise BAS statements, tax returns, and financials to present a strong application and improve your chances of approval.

Start Your Application

We help tradies secure home loans with clarity and confidence. Support covers:

  • Getting approved even with one year ABN, inconsistent income, or non-standard financials
  • Building loan strategies that reflect how your business actually runs, not just what’s on paper
  • Reviewing a wide range of lenders, including those open to self-employed and low doc applications
  • Positioning your income and financials so lenders see your true servicing ability
  • Working with different business structures, including sole traders, companies, and trust setups
  • Over 60 Lenders

Access to Australia’s Leading Commercial Lenders

We work with a broad panel of lenders, from major banks to specialist providers experienced in tradie home loans. This gives you more flexibility, better chances of approval, and loan options suited to self-employed income, ABN structures, and your long-term goals.

  • Our Capabilities

Home Loan Solutions Built Around How Tradies Work

Buying Your First Home as a Tradie

Getting your first home loan as a tradie can be challenging with variable income or a short ABN history. We structure applications to reflect your real earning capacity and improve your chances of approval.

Investment Property Loans for Tradies

We help tradies build property portfolios with loan structures aligned to rental income, borrowing capacity, and long-term goals, even when income is not consistent year to year.

Refinancing Your Tradie Home Loan

If your current loan hasn’t been reviewed recently, you may be paying more than needed. We assess your structure and compare lenders to improve rates, flexibility, and overall loan performance.

Using Equity to Grow Your Wealth

We help tradies access equity in their property to fund renovations, investments, or business opportunities, while keeping repayments manageable and aligned with your cash flow.

Self-Employed and ABN Home Loans

We work with lenders who understand tradies, including those offering low doc and ABN home loans. This helps when your income doesn’t fit standard PAYG lending requirements.

Construction and Renovation Loans

For builds or major renovations, we structure funding to match project timelines, progress payments, and lender requirements, helping tradies move forward with confidence.

How Our Commercial Lending Process Works

01.

Understanding Your Income and Goals

Every tradie home loan starts with a clear conversation. We look at your trade, income type, ABN history, and goals to understand how your finances work and what lenders will consider.

02.

Assessing Your Borrowing Power

We review your financials, including BAS statements, tax returns, and expenses, to determine your borrowing capacity. This helps identify the best home loans for tradies based on your actual income position.

03.

Structuring and Lender Matching

As a mortgage broker for tradies, we compare options across major banks and specialist lenders. This includes low doc loans for tradies and lenders suited to self-employed tradie home loans.

04.

Application, Approval, and Settlement

We manage the full home loan application process, ensuring your documents are presented correctly. This improves approval chances and helps tradies move through to settlement with less stress.

Testimonials

What Our Clients Say

Real feedback from tradies, self-employed clients, and ABN holders who’ve secured home loans for tradies through Write Finance.
Joshua Birch
Self Employed Borrower
We can’t thank Mark and the Write Finance team enough for their help securing our home loan. As self-employed borrowers, we were initially unsure of our borrowing position — but after speaking with Mark, everything became clear. His expertise with self-employed home loans made all the difference.Thanks to Mark’s guidance, we had a clear budget from the start and ended up securing unconditional approval in half the settlement period, with zero stress. The entire process was handled professionally, with great communication and no surprises. Highly recommend Mark and his team to anyone — especially if you're self-employed and want clarity, speed, and confidence in your loan approval.
Jaidon Prior
Property Investor
We have been working with Mark for years now, been an absolute pleasure to deal with him and his team. Nothing but the most professional advice. Always quick to answer any question and resolve any issue. No problem is too big or too small. Cannot recommend this team enough.
Taeipo Amosa
First Home Buyer
I met Mark and his team through my partner. He helped me especially as it was my first time buying a home and did not know what I was getting myself into. Many times I became emotional but Mark never judged and kept going with everything. This is the type of person you would like to have helping you, someone despite the challenges, their tone remains the same as when you first met them.Thank you Mark and the team for helping me and my partner out. Very grateful for your hard-work, determination and dedications towards our case.
Meg Wilson
Self Employed Loan
We had the pleasure of working with Mark Tran for our new Home Loan. As Business Owners, our situation is not so simple, there are lots of Brokers who can't help with our setup. Mark worked alongside our Accountant & Book Keeper which allowed us to forget about finance and focus on our new home.That being said, Mark made the process simple and easy. He gave us hours of his time over the course of 6-9 months, was always available on the phone and gave us genuine advice that we trusted. He's also a great guy to chat to! On top of that, we needed the finance between Xmas Eve & 6th Jan. Mark pulled this off, and also recommended a great Solicitor to work with.
Randika Siriwardana
Property Investor
Mark has helped me and several members of my family sort out our mortgage over several years quickly and efficiently. As he's not connected to any particular bank, he will find you the best deal available for your situation. I would highly recommend him to anyone looking for a broker - always highly professional and looking out for your well being.
Joshua Birch
Self Employed Borrower
We can’t thank Mark and the Write Finance team enough for their help securing our home loan. As self-employed borrowers, we were initially unsure of our borrowing position — but after speaking with Mark, everything became clear. His expertise with self-employed home loans made all the difference.Thanks to Mark’s guidance, we had a clear budget from the start and ended up securing unconditional approval in half the settlement period, with zero stress. The entire process was handled professionally, with great communication and no surprises. Highly recommend Mark and his team to anyone — especially if you're self-employed and want clarity, speed, and confidence in your loan approval.
Jaidon Prior
Property Investor
We have been working with Mark for years now, been an absolute pleasure to deal with him and his team. Nothing but the most professional advice. Always quick to answer any question and resolve any issue. No problem is too big or too small. Cannot recommend this team enough.
Taeipo Amosa
First Home Buyer
I met Mark and his team through my partner. He helped me especially as it was my first time buying a home and did not know what I was getting myself into. Many times I became emotional but Mark never judged and kept going with everything. This is the type of person you would like to have helping you, someone despite the challenges, their tone remains the same as when you first met them.Thank you Mark and the team for helping me and my partner out. Very grateful for your hard-work, determination and dedications towards our case.
Meg Wilson
Self Employed Loan
We had the pleasure of working with Mark Tran for our new Home Loan. As Business Owners, our situation is not so simple, there are lots of Brokers who can't help with our setup. Mark worked alongside our Accountant & Book Keeper which allowed us to forget about finance and focus on our new home.That being said, Mark made the process simple and easy. He gave us hours of his time over the course of 6-9 months, was always available on the phone and gave us genuine advice that we trusted. He's also a great guy to chat to! On top of that, we needed the finance between Xmas Eve & 6th Jan. Mark pulled this off, and also recommended a great Solicitor to work with.
Randika Siriwardana
Property Investor
Mark has helped me and several members of my family sort out our mortgage over several years quickly and efficiently. As he's not connected to any particular bank, he will find you the best deal available for your situation. I would highly recommend him to anyone looking for a broker - always highly professional and looking out for your well being.
Joshua Birch
Self Employed Borrower
We can’t thank Mark and the Write Finance team enough for their help securing our home loan. As self-employed borrowers, we were initially unsure of our borrowing position — but after speaking with Mark, everything became clear. His expertise with self-employed home loans made all the difference.Thanks to Mark’s guidance, we had a clear budget from the start and ended up securing unconditional approval in half the settlement period, with zero stress. The entire process was handled professionally, with great communication and no surprises. Highly recommend Mark and his team to anyone — especially if you're self-employed and want clarity, speed, and confidence in your loan approval.
Jaidon Prior
Property Investor
We have been working with Mark for years now, been an absolute pleasure to deal with him and his team. Nothing but the most professional advice. Always quick to answer any question and resolve any issue. No problem is too big or too small. Cannot recommend this team enough.
Taeipo Amosa
First Home Buyer
I met Mark and his team through my partner. He helped me especially as it was my first time buying a home and did not know what I was getting myself into. Many times I became emotional but Mark never judged and kept going with everything. This is the type of person you would like to have helping you, someone despite the challenges, their tone remains the same as when you first met them.Thank you Mark and the team for helping me and my partner out. Very grateful for your hard-work, determination and dedications towards our case.
Meg Wilson
Self Employed Loan
We had the pleasure of working with Mark Tran for our new Home Loan. As Business Owners, our situation is not so simple, there are lots of Brokers who can't help with our setup. Mark worked alongside our Accountant & Book Keeper which allowed us to forget about finance and focus on our new home.That being said, Mark made the process simple and easy. He gave us hours of his time over the course of 6-9 months, was always available on the phone and gave us genuine advice that we trusted. He's also a great guy to chat to! On top of that, we needed the finance between Xmas Eve & 6th Jan. Mark pulled this off, and also recommended a great Solicitor to work with.
Randika Siriwardana
Property Investor
Mark has helped me and several members of my family sort out our mortgage over several years quickly and efficiently. As he's not connected to any particular bank, he will find you the best deal available for your situation. I would highly recommend him to anyone looking for a broker - always highly professional and looking out for your well being.
Why us

Why Tradies Choose Write Finance for Home Loans

Write Finance supports tradies and self-employed clients who need home loans for tradies that are structured properly, not just approved. Our approach focuses on real income, borrowing capacity, and how lenders assess ABN and self-employed applications.

Tradie home loans often require more than standard PAYG lending. We take the time to understand how you earn, how your business runs, and how to present your financials to improve approval outcomes.

You’ll work directly with experienced brokers who understand self-employed tradie home loans. Every strategy is built around flexibility, long-term goals, and securing the right loan for your situation—not just the fastest approval.

$150M
in Loans Approved
400+
Clients Supported
200+
Self-Employed Clients Financed
Meet Your Mortgage Broking Team

We’re small, personal, and committed to your success.

Meet The team
Become part of our team

How Home Loans for Tradies Work

Home loans for tradies are assessed differently to standard PAYG applications. Lenders look closely at your income structure, ABN history, and how consistent your earnings are across different jobs or contracts.

For self-employed tradie home loans, lenders consider financials such as tax returns, BAS statements, and overall cash flow. Factors like expenses, existing debts, and business performance all play a role in determining borrowing capacity.

As a mortgage broker for tradies, Write Finance presents your financial position clearly, highlights your true income, and structures your application so lenders understand how your income works in real life—not just on paper.

How We Help Tradies Get Approved for a Home Loan

As a mortgage broker for tradies, our role is to bridge the gap between how you actually earn and how lenders assess your application.

Matching You With the Right Lenders

We work with lenders who specialise in self-employed tradie home loans and understand ABN income structures.

Structuring Your Income Properly

We present your financials in a way that reflects your true earning capacity—not just what’s shown on paper.

Access to Low Doc Loan Options

For tradies without full financials, we help secure low doc loans using BAS or alternative income verification.

Maximising Your Borrowing Power

We structure your application to improve borrowing capacity while keeping repayments manageable.

Simplifying the Application Process

We guide you through each step so you know exactly what’s needed and avoid delays or unnecessary stress.

Supporting You Long-Term

From your first home to investment property plans, we help you build a strategy that grows with your income and goals.

Tradie Home Loan FAQs

Yes, and as a mortgage broker for tradies, we work with lenders that accept one-year ABN applicants. The key is structuring your application correctly and presenting your income clearly.

Lenders assess tax returns, BAS, and cash flow. A mortgage broker for tradesmen helps position your financials properly so lenders understand your real earning capacity.

Low doc loans for tradies allow applications using BAS or bank statements instead of full financials. We match you with lenders that specialise in self-employed tradie home loans.

Borrowing capacity depends on income, expenses, and structure. We help maximise your borrowing power by selecting lenders suited to tradie finance options.

They can be more complex, but with the right mortgage broker for tradies, approvals become much easier through proper structuring and lender selection.

Refinancing and Loan Options for Tradies

If your rate is high or your income has improved, refinancing can help. We review your loan and match you with lenders offering better tradie home loan options.

Yes, especially if your business income has grown. We restructure your loan to improve borrowing capacity and align with your financial goals.

Yes, equity can be used to fund investment properties. We help structure this so repayments remain manageable and aligned with your income.

Yes, lenders reassess your financials. We guide you through this process and present your income in a way that supports approval.

The best option depends on your situation. As a mortgage broker for tradies, we compare lenders to find the right fit for your income, structure, and goals.

Get started

Take the Next Step with a Mortgage Broker for Tradies Who Understands

No pressure
Just clear,
expert guidance

Leave your details and we’ll get in touch to map out your options.

OR REACH US AT:
0416 826 286
mark@writefinance.com.au
89 McLachlan St, Fortitude Valley QLD 4006
Rated 4.8 out of 5
5.0
Customer Reviews