Brisbane Property Investment Loans Build Wealth Financial Security Property Opportunities Portfolio Growth
Helping Brisbane property investors and business owners secure the right loan to build wealth, protect cash flow, and expand their property portfolio.
Helping Brisbane Clients Build Stronger Portfolios
- Brisbane investors buying their first or next investment property
- Self-employed borrowers needing flexible lending policies
- Business owners using retained earnings for property purchases
- Clients refinancing investment loans for better rates or improved cash flow
- Investors releasing equity to fund additional property purchases
- What You Get With Write Finance
We understand the difference between an investment loan that just works and one that delivers for the long term. Every recommendation is based on your income structure, tax position, and goals for capital growth in the Brisbane property market.
From North Lakes and Chermside to Carindale, Springfield, and the Bayside, we know how lender appetite, postcode restrictions, and valuation trends impact loan approval and borrowing capacity.
We work with Australia’s major banks, credit unions, and specialist non-bank lenders, giving you more choice and better negotiation power.
We build repayment schedules and interest arrangements that protect your cash flow and borrowing capacity.
From rental income projections to trust structures and accountant declarations, we prepare and present your application in the way lenders want to see it.
- Over 60 Lenders
Access to Australia’s Leading Lenders
We work with a wide network of trusted lenders from the big four banks to specialist providers giving you more choice, better negotiation power, and loan options tailored to your goals.
- Our Capabilities
Finance That Grows Your Property Portfolio
Property Investment Loans
Investing in property as a business owner means balancing loan repayments with the demands of running your enterprise. We compare products from a wide range of lenders from major institutions to boutique investment-focused providers to find options that align with your income patterns, tax position, and growth goals. Whether you’re purchasing your first investment or expanding an existing portfolio, we focus on loan structures that protect your cash flow and maintain flexibility for future opportunities.
Equity Release for Portfolio Growth
Your existing property may hold the key to your next purchase. We help you access equity from your home or investment property to fund deposits, renovations, or diversification all while protecting your borrowing capacity. For Brisbane clients, we factor in local valuation trends to ensure the released equity works to your advantage in competitive markets.
Self-Employed Lending Support
For business owners, income rarely fits into a simple payslip. We work with lenders who can assess complex financials, including BAS, tax returns, dividend payments, and retained earnings. By presenting your application with the right documentation and lender-matched approach, we increase the chance of approval and secure terms that make sense for your circumstances.
Our process
Understanding Your Goals
We start with a conversation about your investment plans, preferred property locations, and lender preferences. We’ll discuss whether a major bank or a specialist lender will better suit your goals.
Assessing Your Position
We review income, liabilities, and current property holdings, factoring in rental returns, retained earnings, and tax advantages. For self-employed clients, we assess financial documents like BAS, profit-and-loss statements, and tax returns.
Matching You With the Right Loan
We compare products from over 60 lenders, considering interest rates, offset accounts, interest-only options, and policy flexibility. The focus is on securing terms that fit your investment approach, whether you’re focused on high-yield, capital growth, or both.
Ongoing Loan Review
Your investment strategy will evolve. We proactively review your loan when interest rates, property values, or lender policies change to keep your lending competitive.
Testimonials
What Our Clients Say
Property Investment Loans FAQ's
Yes many business owners release equity from an existing property to cover the deposit and costs for their next investment. This can be a smart way to grow your portfolio without tying up business cash reserves. The key is to structure the lending so that:
Your business cash flow isn’t impacted by larger loan repayments
Interest costs remain tax-effective
You keep flexibility for future purchases
If you’re self-employed, lenders assess your income differently to PAYG applicants. Instead of just payslips, they look at tax returns, BAS statements, company financials, and in some cases retained earnings. This means your borrowing capacity can vary significantly between lenders. The right broker can present your financials in a way that shows your true earning potential, not just your taxable income.
Not always. While some banks may require 20–30% deposits for investment loans, others will accept as little as 10%, depending on your income strength, asset position, and the property itself. Specialist lenders can also be more flexible on deposit size for experienced investors.
Some lenders have tighter lending limits in areas they see as higher risk often regional or high-density apartment postcodes. For example, certain inner-city apartment complexes in Brisbane CBD or high-growth corridors like Fortitude Valley may have capped loan-to-value ratios. Knowing these restrictions in advance can save you from last-minute financing issues.
Yes, but it’s not as simple as personal lending. Investment loans through companies or trusts require extra documentation and often involve personal guarantees. We help structure these correctly to balance tax planning, asset protection, and borrowing capacity.
While we don’t give tax advice, most investors work closely with their accountant to understand:
Interest deductibility on investment loans
Depreciation benefits
Capital gains implications when selling
How ownership structure impacts your tax position
Getting the lending and the tax advice aligned from the start can prevent expensive mistakes later.
Refinancing isn’t just about chasing a lower rate. For investors, it can mean:
Accessing equity to buy the next property
Consolidating multiple loans for easier management
Moving to a lender with more generous servicing rules for self-employed income
Restructuring to interest-only to improve short-term cash flow
It’s harder, but not impossible. Some lenders have policies allowing applications from self-employed borrowers with less than two years’ trading history if you have strong industry experience or were previously employed in the same field. Low-doc or alt-doc loans are also an option, using BAS or accountant declarations instead of full tax returns.
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