4.8/5
5.0

Brisbane Mortgage Broker
Helping You
Buy Build Borrow Invest with Confidence

Brisbane Mortgage Broker Helping You Buy with Confidence

Personalised mortgage broking for Brisbane buyers, investors and business owners.

Mortgage Broking Made for You

Home loans, refinancing, and lending support tailored to you

We help Brisbane buyers, business owners, and investors secure the right loan, structure it properly, and understand every step. Whether you're purchasing your first property or growing your portfolio, we’ll guide you with advice that’s clear, strategic, and aligned with your goals.

Mortgage Broking

Home Loans

Find the right loan structure to suit your lifestyle and long-term plans.

Refinancing

Reduce repayments, access equity or secure a better deal with tailored advice.

Borrowing Power

Know exactly where you stand before you start making offers.

Self-Employed and
Business Owners

Self-Employed
Home Loans

Match with lenders who understand your seasonal income, business distributions, and non-standard documentation.

Self-Employed
Refinancing

Improve cash flow, consolidate debts, or reduce interest by restructuring your loan to reflect today’s conditions.

Investment Loans for Business Owners

Secure finance for property purchases with strategies built around both personal and business performance.

First Home Buyers

Loan Pre-Approvals

Understand your borrowing power and buy with confidence.

Deposit Grant Guidance

Take advantage of support programs and build a smart savings plan.

First Home Buyer Strategy

Make decisions with clarity and map a path that supports your future goals.

Investment Property Loans

Structure your investment finance for tax efficiency, rental yield, and long-term growth.

Equity Release and Debt Consolidation

Access equity to fund renovations, pay down other debts, or invest elsewhere.

Guarantor Loans

Support family members into the market with structured guarantee options that minimise risk.

Bridging Loans

Manage the transition between buying and selling properties without unnecessary stress.

Loan Health Checks

Review your current setup and make sure it still works in a changing interest rate environment.

Access to Australia’s Leading Lenders

We work with a wide network of trusted lenders from the big four banks to specialist providers giving you more choice, better negotiation power, and loan options tailored to your goals.

Our process

01.

Understanding You

We take time to understand your financial goals, your background, and the type of lending you need.

02.

Assessing Your Position

Through secure tools, we review your cash flow, income, and liabilities to map out your borrowing potential.

03.

Planning and Matching

We compare lending options and help you build a loan strategy aligned with your future plans.

04.

Ongoing Support

Our relationship doesn’t end at settlement. We’re here to support you with refinancing, future purchases, and loan health checks.

Making home loans simpler for Brisbane borrowers.

Why us

Brisbane Mortgage Broker You Can Count On

Write Finance is trusted by home buyers, investors, and business owners across Brisbane who value clarity, expertise, and long-term support.

We don’t believe in one-size-fits-all lending. Every recommendation we make is grounded in your real financial position, your future goals, and your stage of life — especially for self-employed borrowers who often face extra hurdles with the banks.

Led by Brisbane-based mortgage broker Mark Tran, Write Finance combines strategic insight, personalised service, and full compliance under LMG Broker Services Pty Ltd (ACL 517192) to help you make confident, informed decisions.

$150M
in Loans Approved

Lending results delivered across Brisbane and Southeast Queensland.

400+
Clients Supported

From first enquiry to post-settlement check-ins, we’re with you every step.

200+
Self-Employed Clients Financed

A dedicated team of financial experts at your service.

Built on transparency, trust, and real results for Brisbane clients.

Integrity

We do what’s right for our clients, with honest advice and full transparency.

Transparency

You’ll always know how we’re paid and why we’ve made our recommendations.

Ongoing Support

We’re with you beyond settlement, checking in and updating your lending as life evolves.

Client-First Advice

No cookie-cutter solutions. Every recommendation is based on your financial needs.

Industry Insight

We stay across market shifts, policy changes, and lender updates to protect your position.

Confidentiality and Respect

Your financial details are treated with complete care and privacy.

Testimonials

What Our Clients Say

Real feedback from Brisbane buyers, investors, and business owners who’ve partnered with Write Finance.

Tailored Advice for Buyers, Business Owners and Investors

We go beyond the surface-level comparison of rates. Our value lies in strategy, especially for clients who need more than just a one-size-fits-all loan. For example, many brokers rely heavily on standard financial statements, but we know how to present self-employed income using BAS, business bank statements, and accountant-declared figures in a way that aligns with individual lender policy. We stay informed on changing credit policy, serviceability thresholds, and product offerings across more than 60 lenders. This includes specialist lenders that cater to variable incomes, trust structures, or recent business transitions. Our service is built around long-term financial alignment not just getting the loan over the line.

We specialise in helping sole traders, ABN holders, freelancers, and company directors who may not have regular payslips but still have strong income potential. If you run your own business or work in a non-traditional employment setup, we’ll help you secure lending that reflects your real financial position.

First Home Buyers
If you’re buying your first property, we guide you through the entire process. From understanding grants and schemes, to structuring your loan and getting pre-approval, we’ll simplify the steps and support you through to settlement.

Property Investors
Whether you’re buying your second property or expanding your portfolio, we work with you to secure finance that aligns with your investment strategy. This includes structuring for tax efficiency, future borrowing power, and cash flow management.

PAYG Employees and Families
We also support everyday Brisbane buyers—couples, growing families, and professionals—who want a smart lending solution that supports their lifestyle and long-term plans.

Refinancers
If you’re looking to reduce repayments, release equity, or just get a better deal, we’ll assess your options across more than 60 lenders and help you restructure with confidence.

Business Owners Looking to Invest
We regularly assist business owners who are looking to invest in residential or commercial property. We understand how to navigate complex income structures and create a finance strategy that supports both business and personal wealth goals.

Yes. In fact, we encourage it—especially for self-employed borrowers. Your accountant plays a key role in how your income is structured, and we regularly liaise with accountants to clarify deductions, confirm business performance, and plan around tax timing. For property investors or high-income professionals, working alongside your adviser helps ensure the lending strategy fits with broader wealth-building or tax goals. We’re also happy to provide your legal team with details required for conveyancing and settlement.

Write Finance is based in Brisbane and proudly supports clients right across the city and surrounding regions. We regularly help home buyers, business owners, and investors in key suburbs including New Farm, Carindale, Sunnybank, Mount Gravatt, Indooroopilly, North Lakes, Redcliffe, Springfield Lakes, Logan, Ipswich, and the Redlands. Whether you’re navigating the competitive inner-city market or securing a family home in the outer south, our understanding of local property trends, lender policies, and valuation conditions means you’re getting advice that’s grounded in local insight.

We work with a network of conveyancers, valuers, and real estate professionals throughout Southeast Queensland, so your loan strategy is not just approved—it’s aligned with the market you’re buying in. This local advantage is especially valuable in fast-moving areas where price growth, zoning, and demand can vary dramatically from suburb to suburb.

While interest rates matter, the structure of your loan can have a far greater impact on long-term financial outcomes. For example, the wrong loan term or repayment type could limit your ability to invest, reduce flexibility, or result in higher interest over time. We take the time to align your structure—such as offset accounts, redraw features, interest-only terms, and split loans—with your income, cash flow, and future plans.

For business owners or self-employed borrowers, structuring your loan around your trading cycle and taxation strategy is critical. We factor in not just current rates, but how the structure affects your long-term borrowing power, investment capability, and risk exposure. Especially in a dynamic rate environment like we’ve seen across 2023–2025, strategic structuring gives you more control and resilience—no matter which lender you’re with.

Loan & Strategy Support

No. We are accredited with over 60 lenders, including major banks (such as CBA, NAB, ANZ, Westpac), second-tier lenders (like Macquarie, ING, Suncorp), and non-bank specialists (like Pepper, Liberty, and Bluestone). This gives us the flexibility to match your situation with the right lender—not just the one with the lowest headline rate. In Queensland’s current housing market, where competition is high and valuations can be unpredictable, access to a wider panel means more options when it matters. We review lender policies weekly and stay on top of changes to interest rate margins, assessment buffers, and product eligibility so you can make informed choices.

Yes. We guide eligible buyers through the First Home Guarantee (under the Federal Government’s Housing Australia scheme), which lets you purchase with as little as 5% deposit without Lenders Mortgage Insurance (LMI). We also help you understand your eligibility for the Queensland First Home Owner Grant (currently $30,000 for new builds as of mid-2025). These schemes have strict requirements around property price caps, location, and living arrangements, so we help you navigate the application process in full compliance. With property prices rising again in parts of Brisbane, these grants can be a crucial piece of your deposit strategy.

Most clients should review their home loan every 12 to 24 months. This ensures you stay competitive as interest rates shift and lender products change. Over the past two years, the RBA’s interest rate cycle has significantly affected repayments for many borrowers. While the cash rate may stabilise or fall, lenders rarely pass on full cuts, and revert rates on older loans can quietly rise. A review lets us assess your rate, fees, and loan structure to see if a refinance or restructure could reduce costs, improve cash flow, or access equity for future plans. Reviews are especially important after significant life changes—such as income adjustments, family growth, or business changes.

Yes. Our support doesn’t stop when the loan settles. We proactively check in at key milestones—such as fixed rate expiry, annual anniversaries, or changes to your income. If your circumstances change, we’re here to help restructure, refinance, or explore new opportunities. Many of our long-term clients come back when they’re ready to invest again, upgrade their home, or restructure as their business grows. We also offer loan health checks to ensure your loan remains aligned with your financial goals and the broader market.

Getting started with your home loan

No. Our initial consultation is complimentary and designed to give you clarity. We’ll assess your goals, review your financial position, and explain how we work. If you choose to proceed, we provide a credit quote that outlines how we’re paid (typically by the lender upon loan settlement) and any fees that may apply—although in most cases, there are no out-of-pocket costs to you.

You can begin by booking a quick phone call or submitting your details via our website. Once we understand your needs, we’ll guide you through next steps, including the required documentation and timelines. We use secure digital tools to collect your data, making the process efficient and private.

Most lenders require ID, income verification, and asset/liability statements. For PAYG employees, that usually means recent payslips, bank statements, and a group certificate. For self-employed clients, we may need your latest tax returns, BAS, profit and loss statements, and sometimes an accountant’s declaration. If you’re applying under a government scheme, we’ll also need evidence of eligibility and compliance with property criteria. We’ll give you a tailored checklist once we’ve mapped out your strategy.

Meet Your Mortgage Broking Team

We’re small, personal, and committed to your success.

Get started

Take the Next Step with a Brisbane Broker Who Gets It

No pressure
Just clear,
expert guidance

Leave your details and we’ll get in touch to map out your options.