Funding a warehouse transfer into a new SMSF
A business wanted to transfer an industrial warehouse from its asset-holding entity into a newly established self-managed super fund. Write Finance arranged commercial SMSF lending at 80% LVR over 20 years.
Loan-to-value ratio secured
Term of the commercial SMSF loan
Lender used for this transaction
The same business. A different property structure.
This was the same client featured in our partner exit and workshop expansion case study. Its structure included a trading business, an asset-holding entity and a family trust.
Several related entities to account for
The industrial warehouse was tenanted by the trading business. Its ownership needed to move from the asset-holding entity into a new self-managed super fund (SMSF), with each related entity accounted for in the lending application.
Using the lease and fund income to support the loan
We arranged a commercial SMSF loan through a non-bank lender. The existing lease agreement verified rental income, alongside declared SMSF contributions and income self-certification.
Existing lease
Used the lease agreement to verify the warehouse’s rental income.
Fund income
Included declared SMSF contributions and income self-certification.
Non-bank lending
Arranged commercial SMSF finance for the proposed ownership structure.
80% LVR finance over a 20-year term
The client secured commercial SMSF lending at an 80% loan-to-value ratio (LVR) over 20 years. The loan provided funding to support the warehouse ownership transfer into the new fund.
Considering SMSF finance for business property?
Tell us about the property, lease and entities involved. We’ll explain the lending requirements and work alongside your professional advisers where needed.
This is a past client outcome. Property transfers, SMSF suitability, tax and legal matters require advice from your qualified advisers. Finance depends on the property, fund and lender assessment.
