Funding a warehouse transfer into a new SMSF
A business wanted to transfer an industrial warehouse from its asset-holding entity into a newly established self-managed super fund. Write Finance arranged commercial SMSF lending at 80% LVR over 20 years.
Discuss Your Property Finance
80% LVR
Loan-to-value ratio secured
20 years
Term of the commercial SMSF loan
Non-bank
Lender used for this transaction
The client
The same business. A different property structure.
This was the same client featured in our partner exit and workshop expansion case study. Its structure included a trading business, an asset-holding entity and a family trust.
The challenge
Several related entities to account for
The industrial warehouse was tenanted by the trading business. Its ownership needed to move from the asset-holding entity into a new self-managed super fund (SMSF), with each related entity accounted for in the lending application.
Our approach
Using the lease and fund income to support the loan
We arranged a commercial SMSF loan through a non-bank lender. The existing lease agreement verified rental income, alongside declared SMSF contributions and income self-certification.
01.
Existing lease
Used the lease agreement to verify the warehouse’s rental income.
02.
Fund income
Included declared SMSF contributions and income self-certification.
03.
Non-bank lending
Arranged commercial SMSF finance for the proposed ownership structure.
The outcome
80% LVR finance over a 20-year term
The client secured commercial SMSF lending at an 80% loan-to-value ratio (LVR) over 20 years. The loan provided funding to support the warehouse ownership transfer into the new fund.
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Considering SMSF finance for business property?
Tell us about the property, lease and entities involved. We’ll explain the lending requirements and work alongside your professional advisers where needed.
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This is a past client outcome. Property transfers, SMSF suitability, tax and legal matters require advice from your qualified advisers. Finance depends on the property, fund and lender assessment.
